Mortgages

When it comes to the number of different mortgage programs that are available, only one thing is certain: programs are always changing.

What may be have been true just a few weeks ago, may no longer be true when it comes to being able to qualify for a mortgage.

Which is only one of the reasons that you will want to speak with your loan officer on a regular basis when considering getting a mortgage loan to finance your house.

Some of the more popular mortgage programs include:

  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo Loans
  • Conventional Loans

As the credit crisis hit and lenders started removing programs from their offerings, it seems that the mortgage programs such as the FHA, VA and USDA mortgages became more popular. Most of the loans that we currently help people get are now insured by the government in the event of default.

Which isn’t a bad thing – often times these mortgages will have lower down payments and more flexible underwriting guidelines than mortgages without a government guarantee.

But whether it is a FHA, VA or USDA loan that you are interested in qualifying for or any other type of mortgage, you can be sure that I am aware of the latest guideline changes and can get your mortgage closed as fast as possible with the least possible hassle.

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